‘IF YOU TAKE CARE OF TODAY, TOMORROW WILL TAKE CARE OF ITSELF’ - BUDDHA
Life is full of curve balls and whilst it’s important, especially as a business owner, to roll with the punches, having a safety net in place can be a lifeline when things don’t go to plan. Some insurance covers are required by law, they are a statutory requirement. Others are required contractually to do business and some make sense to protect your business. Sentio can explain these to you and make sure you have the right cover in place.
Here we look at some of the main types of insurance you may wish to consider as a business owner.
• Employer's Liability – this covers you and your business if you have employees and they are injured whilst carrying out their duties at work.
• Professional Indemnity Insurance - this provides cover for you if a client incurs a financial loss from your potential error or omission in the advice you provide them. This could include if you made a mistake or unintentionally omitted something in your work
• Public & Product Liability Insurance - PL insurance covers you against customers and members of the public making claims if they become injured whilst at your premises or suffer harm from products that you may have provided to them
• Business Vehicle Insurance - if you are going to be using your own vehicle or vehicles to carry out business activities
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